Faq
Frequently Asked Questions
How Long Does It Take to Rebuild Credit?
The true answer is “it varies,” but we’re here to help you get your credit restored legally and ethically in the most efficient way
Is Credit Repair Legal?
Yes, credit repair is legal. The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute inaccurate or outdated information on their credit reports. Credit repair companies work within the boundaries of this law to assist clients in disputing and correcting errors, thus helping them improve their credit profiles.
What Can I Do to Help Raise My Credit Score?
There are several actions you can take to help improve your credit score, including paying bills on time, reducing credit card balances, disputing inaccuracies on your credit report, avoiding opening new credit accounts unnecessarily, and keeping old accounts open to maintain a longer credit history.
Why Do Results Vary?
Credit repair results vary due to factors such as the complexity of each person’s credit history, the types and severity of negative items being disputed, the responsiveness of creditors and credit bureaus, and the consistency of the client in following the recommended credit repair strategies.
Is Credit Education and Repair Worth It?
Yes, investing in credit education and repair services can be highly beneficial for individuals seeking to improve their creditworthiness and financial well-being. By understanding how credit works and taking proactive steps to address inaccuracies and negative items on their credit reports, individuals can achieve better credit scores and access more favorable financial opportunities.
100% Guarantee?
Our 100% guarantee ensures that you receive a full refund on all monthly payments if we do not successfully remove any negative items from your credit report or if you have had 120 days (4 consecutive months) from the time that you retain our services.